Principles of Credit
Course Dates
*Prices do not include value added tax
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At the end of the training program, the participants shall be able to:
- Know the factors affecting the bank's ability and willingness to lend
- Carry out administrative and technical duties for the Facilitation and Credit Officer
- Understand the concept of credit risk
- Documenting facilities and types of guarantees
- Classifying debts in line with the bankโs interest and policies
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Factors affecting the Bank ability& Willingness to Grant Loans.
- Internal Factors
- External Factors
- Required Effort
- Credit Officer Characteristics
- debtor
- The legal status of the debtor
- The amount of credit
- Character-Legal Status-Amount-Purpose-Source of Repayment-Collateral.. ...
- Risk Assessment Management and Types of Risks
- Basel II Approach to Credit Risk
- Ways to reduce Credit Risk
- Structuring Process
- Asset Conversion Cycle
- Operating Cycle & Credit Gap
- Banking Facilities (direct & indirect)
- Types of Banking Facilities.
- Loan Agreement
- Specification of Acceptable Collateral
- Types of Collateral
- Control over granting & Renewal of Credit
- Monitoring over the use of credit
- Oversight Collateral
- Monitoring total Facilities Portfolio
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Treatment of bad debt
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Retail Credit Products
- Bank facilities
- Principles of Credit
- Treatment of bad debt
- Risk assessment and management
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Principles of Banking Credit training course will be carried out through the use of best practices and the right combination of engaging and purposeful tools such as:
- Practice Principles of Banking Credit
- Presentation and discussions
- Questions and inquiries
- Practical applications
- Cases study
- Working groups and presentation of results
- Training films related Principles of Banking Credit
- Role-playing
- Appropriate individual and group mental activities and competitions
- Self-assessment
- Final projects
The employees assigned to deal with bank credit, and those who are intended to be qualified for this purpose.