At the end of this course, the participants should be able to:

• Understand Financial Fundamentals
• Develop Analytical Skills
• Master Risk Management Principles
• Apply Financial Analysis for Decision-Making
• Learn Risk Mitigation Strategies

Introduction to Financial Analysis

• Fundamentals of financial management and decision-making.
• Overview of financial statements: balance sheet, income statement, and cash flow statement.
• Ratio analysis:
  • Liquidity ratios.
  • Profitability ratios.
  • Solvency ratios.
  • Efficiency ratios.
• Horizontal and vertical analysis.

Risk management

• Definition
• Risk classification
• Company management responsibility for risks

Risk Management Fundamentals

• Definition and types of risks:
  • Market risk.
  • Credit risk.
  • Operational risk.
  • Liquidity risk.

Market Risk Analysis

• Understanding market instruments: equities, bonds, derivatives, etc.
• Value-at-Risk (VaR) calculation.
• Risk-adjusted performance measures (e.g., Sharpe ratio, Treynor ratio).

Operational Risk Management

• Key risk indicators (KRIs).
• Risk control and self-assessment (RCSA).
• Mitigating operational risks.
• Business continuity and disaster recovery planning.

Financial Risk

• How does Financial Risk Arise
• Risk Management in the financial world
• The Process of Financial Risk Management

Risk Management Process

Factors that Impact Financial Rates and Prices

• Factors that affect Interest Rates
• Factors that affect Commodity Prices

Financial Management Process: Five Steps

• Identifying Risk
• Analyze the Risk
• Embedding Risk
• Controlling Risk
• Monitor the Risk

Different Approaches to Containing Risk

Methods of Hedging Exposures

Ways to Manage Investment Portfolio Risk

Institutional Failure

• The Concept of Financial Failure
• Types of financial failure
• Reasons for failure

 Altman's Z-Score Model

Sherrod Model